Litigation Financing
Pre-Settlement Legal Funding
Your case is strong. Your bills won't wait for the verdict — and neither should you.
Waiting on your settlement? Get risk-free pre-settlement funding with no monthly payments and no upfront fees for qualified applicants. Apply in minutes and move forward with confidence.
Litigation financing through a reputable pre-settlement funding company may provide legal funding for qualifying plaintiffs, including those seeking a wrongful death lawsuit advance or employment discrimination case funding while their lawsuit is pending. Before accepting any funding offer, compare providers carefully, review all fees and repayment terms, and discuss the agreement with your attorney.
What This Actually Is
A purchase of part of your future proceeds — not a loan against your name.
Pre-settlement funding gives plaintiffs with a pending legal claim access to cash before their case resolves. ProSettlementHelp.com does not buy your judgment outright; instead, we purchase a portion of the proceeds you’re anticipated to recover, structured as a non-recourse cash advance. That distinction is what makes the “no risk” promise real — and it’s worth understanding before you apply.
Not a purchase of your judgment
We never acquire your case or your final award. You’re advanced cash today in exchange for a contractual right to a portion of whatever proceeds your case eventually produces.
Structured as non-recourse
Repayment comes only from your settlement or award — never your wages, your home, or any other asset. There’s no personal guarantee attached to the advance.
If you lose, you owe nothing
✓ Because repayment is tied to a successful outcome, an unsuccessful case means the advance is written off completely. No bill. No collections. No exception.
Affiliate Disclosure
We are an affiliate marketing website and may receive compensation from lending partners. We are not a lender, do not make credit decisions, and do not guarantee approval. Loan terms and rates are determined by individual lenders.
Why Choose Presettlementhelp.com
Built Around Your Recovery, Not Your Credit
We designed our funding process to remove financial stress while your case is being resolved — not add to it.
No Credit Checks
Your credit score never factors into approval.
No Monthly Payments
Nothing due until your case settles.
Non-Recourse Funding
If you lose your case, you owe us nothing.
Approval within days
Decisions in hours, funding in some days.
Transparent Terms
Clear contracts, fully explained — no fine print games.
Dedicated Support
A real funding specialist with you start to finish.
The Process
Three steps between you and your cash advance.
No paperwork marathon. We built the application around how plaintiffs actually live—busy, stressed, and short on time.
Apply in minutes
Tell us about your case online or by phone. We’ll ask for basic details about your accident, your attorney, and how much you need — that’s it.
Finding a deal for You
The underwriters review your case directly with your law firm. There’s no credit check and no income verification—your case is the collateral.
Funds hit your account
Once approved, sign your agreement and choose direct deposit, check, or wire. Most clients see funds in days.
Common Questions
Everything you're wondering before you apply.
No. We don't pull your credit and approval doesn't appear on your credit report. Our underwriting is based on the facts and strength of your pending case.
It helps, since we'll coordinate with your law firm to verify case details, but you can start an application before you've retained counsel. We can also point you toward attorneys who work with funded clients.
You'll see your funding amount, applicable fees, and a clear repayment estimate in writing before you sign anything. There are no hidden charges and no surprise monthly bills.
Stop waiting on the settlement to start living your life.
Get a free, no-obligation funding decision today. It takes minutes and won’t cost you anything to find out what you qualify for.
Litigation Financing: A Complete Guide to Funding Pending Lawsuits
Legal disputes often take months or even years to resolve. During that time, plaintiffs may face mounting medical bills, lost income, household expenses, and other financial obligations. Waiting for a settlement can become especially difficult when injuries prevent someone from returning to work or when a family’s primary source of income has been disrupted.
For qualifying plaintiffs, Litigation financing may provide temporary financial assistance while a lawsuit is pending. Although these transactions are commonly referred to as lawsuit loans, many providers structure them as non-recourse advances that are repaid only from a successful settlement or judgment, according to the terms of the funding agreement.
This guide explains how lawsuit funding works, the types of cases that may qualify, what funding companies evaluate during the approval process, and what every applicant should understand before accepting an advance.
What Is Litigation financing?
Litigation financing is financial assistance offered to eligible plaintiffs who have active legal claims and are waiting for their cases to resolve.
Unlike a traditional personal loan, approval is generally based on factors such as:
- The strength of the legal claim
- Available insurance coverage
- Attorney representation
- Medical records or supporting documentation
- Estimated settlement value
- Likelihood of recovery
Funding providers generally communicate directly with your attorney to obtain the information necessary to evaluate your case.
Understanding legal funding
Legal funding is designed to help qualifying plaintiffs meet financial obligations while litigation is ongoing.
Unlike traditional financing, providers generally focus less on:
- Credit scores
- Employment history
- Income verification
Instead, many companies review:
- Attorney assessments
- Liability
- Insurance information
- Medical documentation
- Court filings
- Estimated damages
Every funding company establishes its own underwriting guidelines.
Why Lawsuits Can Take So Long
Many people expect lawsuits to resolve quickly, but several factors can significantly extend the timeline.
Common reasons include:
- Medical treatment
- Discovery
- Depositions
- Expert witness reports
- Insurance investigations
- Settlement negotiations
- Court scheduling
- Appeals
While these legal processes continue, plaintiffs often continue paying everyday expenses.
Common Financial Challenges During Litigation
Pending lawsuits can create financial strain for individuals and families.
Common expenses include:
- Mortgage payments
- Rent
- Utility bills
- Groceries
- Transportation
- Prescription medications
- Physical therapy
- Childcare
- Insurance premiums
These obligations frequently arise long before compensation becomes available.
Working With a pre-settlement funding company
A reputable pre-settlement funding company reviews legal claims to determine whether applicants may qualify for funding.
Although procedures vary, most providers request documentation such as:
- Attorney contact information
- Medical records
- Insurance information
- Police reports (when applicable)
- Court filings
- General case information
Many companies communicate directly with attorneys throughout the evaluation process.
Understanding a wrongful death lawsuit advance
A wrongful death lawsuit advance may be available for qualifying families pursuing compensation after the loss of a loved one.
Wrongful death lawsuits often involve:
- Fatal automobile accidents
- Commercial trucking accidents
- Medical malpractice
- Defective products
- Workplace incidents
- Dangerous property conditions
Because these cases can require extensive investigation, settlements may take considerable time.
Funding companies evaluate each application individually.
Understanding employment discrimination case funding
Employment-related lawsuits may involve allegations such as:
- Wrongful termination
- Workplace discrimination
- Retaliation
- Harassment
- Wage disputes
- Failure to accommodate disabilities
Some funding providers offer employment discrimination case funding for qualifying plaintiffs whose lawsuits are expected to continue for an extended period.
Eligibility depends on the provider’s underwriting standards and the specific facts of the legal claim.
How Funding Companies Evaluate Cases
Although every provider uses its own review process, many evaluate similar factors.
Liability
How strong is the legal claim?
Damages
What financial losses have occurred?
Insurance Coverage
Is there insurance or another source available to satisfy a settlement or judgment?
Attorney Representation
Is the plaintiff represented by experienced legal counsel?
Estimated Recovery
What is the anticipated settlement or judgment amount?
These factors help providers determine whether funding may be appropriate.
The Application Process
Most funding companies follow a similar approval process.
Step 1
The applicant submits:
- Contact information
- Attorney information
- General case details
Step 2
The funding company contacts the attorney to obtain documentation.
Requested materials may include:
- Medical records
- Court documents
- Insurance information
- Settlement discussions
- Case updates
Step 3
The provider evaluates:
- Liability
- Estimated damages
- Insurance coverage
- Attorney representation
- Estimated recovery
Step 4
If approved, applicants receive a funding agreement explaining:
- Advance amount
- Fees
- Repayment terms
- Contract conditions
Applicants should carefully review every agreement with their attorney before accepting funding.
Questions to Ask Before Applying
Before selecting a provider, consider asking:
- Is the funding non-recourse?
- How are fees calculated?
- Are there administrative charges?
- Can additional advances be requested?
- Does my attorney participate?
- How long does the review process typically take?
Understanding these questions may help applicants compare funding companies more effectively.
Comparison Checklist
| Feature | Why It Matters |
|---|---|
| Transparent contracts | Helps avoid misunderstandings |
| Attorney communication | Usually required |
| Clear fee disclosure | Easier provider comparison |
| Customer support | Helpful during litigation |
| Flexible funding | May allow additional advances |
Suggested Internal Links
As PresettlementHelp.com grows, consider linking this article to:
- Home
- About Us
- Contact Us
- FAQ
- Truth in Lending Disclosure
- Advertising Disclosure
- Privacy Policy
- Terms & Conditions
- Personal Injury Lawsuit Funding
- Wrongful Death Funding
- Employment Lawsuit Funding
- How Lawsuit Funding Works
Helpful External Resources
Readers seeking additional information may find these organizations helpful:
- Federal Trade Commission (FTC): https://www.ftc.gov
- Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov
- American Bar Association (ABA): https://www.americanbar.org
Benefits of Litigation financing
For plaintiffs involved in lengthy legal disputes, Litigation financing may provide temporary financial relief while waiting for a lawsuit to conclude. Although lawsuit funding is not appropriate for every situation, it can help qualifying individuals manage necessary living expenses without relying on traditional bank financing.
Potential benefits include:
Covering Essential Expenses
Funding may help pay for:
- Mortgage or rent
- Utility bills
- Groceries
- Transportation
- Prescription medications
- Insurance premiums
- Childcare
- Household expenses
Reduced Financial Stress
When basic financial obligations are covered, some plaintiffs may feel less pressure to consider settling their cases early for less than they believe is appropriate. Settlement decisions should always be made with the guidance of an attorney based on the facts of the case.
Flexible Qualification Standards
Unlike many traditional lenders, providers offering legal funding often evaluate the merits of the legal claim rather than focusing primarily on income or credit history.
Choosing a pre-settlement funding company
Selecting the right pre-settlement funding company is one of the most important decisions in the funding process.
When comparing providers, consider:
Transparency
Choose companies that clearly disclose:
- Fee structure
- Repayment terms
- Contract conditions
- Administrative charges
Experience
Companies that regularly work with personal injury, wrongful death, and employment litigation may have more experience handling complex cases.
Customer Service
Look for providers that communicate promptly and are willing to answer questions before you sign an agreement.
Attorney Cooperation
Many funding companies coordinate directly with your attorney throughout the approval and repayment process.
Understanding a wrongful death lawsuit advance
Families seeking a wrongful death lawsuit advance are often coping with both emotional loss and financial hardship.
Common financial obligations may include:
- Funeral expenses
- Mortgage payments
- Household bills
- Childcare
- Lost household income
- Medical expenses incurred before death
Funding providers generally review:
- Attorney verification
- Settlement expectations
- Liability information
- Insurance coverage
- Supporting documentation
Every application is evaluated individually according to the provider’s underwriting guidelines.
Evaluating employment discrimination case funding
Employment-related lawsuits frequently take considerable time to resolve.
Examples include claims involving:
- Workplace discrimination
- Wrongful termination
- Sexual harassment
- Disability discrimination
- Retaliation
- Wage and hour disputes
Applicants exploring employment discrimination case funding should carefully compare providers, understand repayment obligations, and review every contract with legal counsel before accepting an advance.
Example Lawsuit Funding Timeline
The chart below illustrates a typical lawsuit funding process. Actual timelines vary depending on the provider, the attorney’s responsiveness, and the complexity of the legal claim.
This chart is provided for educational purposes only and does not represent guaranteed approval or funding timelines.
Frequently Asked Questions
Does everyone qualify?
No. Every funding company evaluates each application individually based on its underwriting standards and the facts of the legal claim.
Is my credit score the primary factor?
Many providers offering legal funding primarily evaluate the strength of the legal case rather than traditional lending criteria. Requirements vary by company.
Can I receive more than one advance?
Some providers may offer additional advances if the anticipated settlement value supports additional funding.
Can I choose any funding company?
Yes. Plaintiffs are generally free to compare providers before deciding which company best meets their needs.
Should my attorney review the agreement?
Absolutely. Every funding agreement should be reviewed with your attorney before it is signed.
Tips Before Accepting Funding
Before moving forward:
- Compare several providers.
- Read every page of the contract.
- Understand all fees and repayment terms.
- Borrow only the amount you truly need.
- Ask questions if anything is unclear.
- Have your attorney review the agreement.
These steps can help you make a more informed financial decision while your lawsuit is pending.
Final Thoughts
Litigation financing may provide financial assistance to qualifying plaintiffs who are waiting for their legal claims to resolve. Whether you are seeking a wrongful death lawsuit advance, researching legal funding, working with a pre-settlement funding company, or considering employment discrimination case funding, it is important to compare providers carefully and fully understand the funding agreement before signing.
The best funding decision is one made after reviewing multiple offers, understanding all fees and repayment obligations, and consulting your attorney. Taking time to research your options can help you choose a funding solution that supports your financial needs while your legal case moves forward.
Related Articles
Continue learning on PresettlementHelp.com:
- How Lawsuit Funding Works
- Personal Injury Lawsuit Funding
- Wrongful Death Funding
- Employment Lawsuit Funding
- Medical Malpractice Funding
- Frequently Asked Questions
- Truth in Lending Disclosure
- Advertising Disclosure
- About Us
- Contact Us
Helpful External Resources
For additional consumer information, visit:
- Federal Trade Commission (FTC): https://www.ftc.gov
- Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov
- American Bar Association (ABA): https://www.americanbar.org
Author’s Disclosure
PresettlementHelp.com is operated by Feeboards LLC as an educational affiliate website. We are not a lender, law firm, or lawsuit funding company. We provide educational information and may connect visitors with independent funding providers through affiliate relationships. Funding decisions are made solely by those providers. Always consult your attorney before entering into any lawsuit funding agreement.